I guess I am not sure why banks aren’t advertising their low rates either, but they aren’t. They aren’t encouraging people to refinance to minimize their debt. Why? They would love for people to stay in their mortgages forever, not paying stuff off. This leaves people in a bad situation, when everyone knows that we could all use a lower payment on everything right now. Isn’t that what stimulus really is?
I talk to families time and again that just simply want to throw their hands up in the air because they feel like they can’t find a viable option. This isn’t living, it’s financial prison. Money should breed options, not heartache, but this is so often the case. Helping each other has fallen by the wayside, and banks helping people has too. Being in a position to help others with their finances I should live in this mindset, which is why I chose to become an FHA specialist, not a salesman. If I wanted to do that, I would go back and continue to do things the way that they were being done before. I choose otherwise. Do you?
-Mayer Dallal
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