An FHA Checklist for You

When applying for an FHA loan, here are a few things you will need to bring with you to your appointment.


1) Make sure we have your residential address for the past two years.

2) We need your social security number in order to pull your credit report.

3) Names and addresses of your employers over the past two years as well.

4) We will need to know your gross monthly salary at your current job. If you work more than one job we will need that information too, so we can include that in your income.

5) We will need all pertinent information to your checking and savings accounts.

6) We need any pertinent information for any loan you are currently paying on; that includes any installment loans, mortgage loans, and credit cards.

7) All information pertaining to other real estate you might own; this would include rental property, commercial property etc.

8) An approximate of all personal property is helpful, because if you own anything of value, the lender will consider that as security for your loan.

9) If you are a veteran, we will need your certificate of eligibility. This form is also known as a DD-214.

10) Your two most recent paystubs and w2’s for the past two years. We need to make sure that we are looking at the correct year-to-date income for you.

11) Personal tax returns over the past two years are required if you are self-employed, and a business balance sheet is helpful.



This is the documentation that is necessary to help get your loan started. Over the process we may need more documentation as everyone’s needs are different.