A year ago on this very day, May 21, 2009 mortgage rates jumped. Isn’t it amazing that we are in such a different place than we were then? We have watched the rates go up and down and up and down with no clear picture as to how this thing was going to end up, and we still don’t really know what is going to happen.
The market has changed and times of change, it’s just a matter of figuring out how we are going to weather those storms. One day is better than the next, so how do we manage? We can’t just give up, we need to tap into resources that have been here for us all along, but that we just haven’t used. We need to make better choices with the understanding that it affects our family and our friends. It certainly affects our children the most, but we don’t think of it that way.
The market may continue to change, and your personal circumstances may change, but the one thing that remains the same is the decision that is left up to us. We can either forge ahead and look at our options and be responsible, or we can choose to not try and just bury our head in the sand and pretend that things will get better without our imitative. Forging ahead is the only option for me.
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